RBK Money - electronic payment system by means of which a user has an opportunity to make payments from the personal computer, communicator or mobile phone.
Country. Legal space
Legal space of RBK Money is the Russian Federation. In order to become a system user the Public Offer Agreement stipulates the client's necessity to be the Russian Federation resident.
Currency
The electronic payment system RBK Money operates with conditional units. Conditional units (system payment units) are ruble-denominated and converted easily.
Registration in the system
For registration in RBK Money payment system it is required to enter:
- Last name;
- First name;
- E-mail address;
- Payment password;
- Answer to a secret question.
In addition, it is necessary to enter the anti-spam code correctly and confirm the acceptance of the Public Offer Agreement terms.
Funds covering
All funds accrued to the system are allocated to the accounts of RBA Bank.
Deposit and withdrawal of funds
Account can be replenished by several methods:
• Bank card;
• Transfer (exchange) from another electronic payment system;
• Via payment terminals;
• Bank payment;
• Via money transfer systems;
• Pre-paid card of RBK Money.
Return of uncommitted funds can be completed by means of:
• Contact system;
• To the individual person account in the Russian bank;
• To the bank card account in the Russian bank.
"Pros and cons"
Pros
• Laconical and intuitive web interface;
• The opportunity to look through the completed operations history fast;
• A lot of replenishment methods for electronic account.
Cons
• The registration opportunity in the system for the Russian Federation residents only;
• No technical support in non-working time, days-off and holidays;
• Commission for operations within the system.
Tariffs and commissions of the system
The system commission - 0,5% (for standard account) and 0,3% (for advanced account), the amount must be not less than 1 ruble. For purchases in Internet shops RBK Money system does not take commission:
Deposit by means of bank card - 3%
Money transfer system - 1,5 - 2%
Payment terminals - from 1 to 7%
Yandex Money payment system - 3%
Cryptography and security
RBK Money payment system has a multilevel protection system which keeps the client's funds safe:
- 24-hour monitoring of payments;
- The opportunity of setting-up an access to the electronic account from the client's computer;
- Double-password system: involves one password for accessing the account and another unique password of the transaction entered by each payment.












